The Fed Stress-Tests Banks This Week — Here's the Stress Test Most Banks Are Failing

This week the Federal Reserve stress-tests 32 big banks against a hypothetical financial shock. But there's another stress test running on every financial institution right now — one with no published results — that a large share are quietly failing: whether your bank or credit union shows up, accurately and credibly, when a customer asks ChatGPT or Perplexity where to bank. With nearly 60% of consumers already using AI for financial research and the early data showing size doesn't guarantee visibility, here's what the AI stress test reveals and how to pass it.